Can Pag-IBIG help you save for the future? Pag-IBIG Fund is a reliable partner for Filipinos looking to secure their financial future.
5 Ways Can Pag-IBIG Help You Save for the Future
1. Regular Savings through the Pag-IBIG Regular Savings Program
The Pag-IBIG Regular Savings program requires mandatory monthly contributions as low as PHP 100. These contributions grow over time, earning dividends annually, which are tax-free. The program ensures your savings are secure while helping you develop consistent financial discipline.
2. Higher Returns with the Modified Pag-IBIG 2 (MP2) Savings Program
If you’re looking for higher returns, the MP2 Savings Program is an excellent option.
- Open to all Pag-IBIG members.
- Offers higher dividend rates compared to regular savings.
- Contributions start at just PHP 500, with no limit on additional deposits.
This voluntary savings scheme is ideal for short- to medium-term goals, with a 5-year maturity period.
3. Lump-Sum Benefits at Retirement
When you retire, Pag-IBIG provides a lump-sum benefit of all your contributions, employer contributions (if applicable), and dividend earnings. This ensures a financial cushion for your golden years.
4. Easy Access to Housing Loans
Saving with Pag-IBIG also grants you access to affordable housing loans. These loans can be used to buy, build, or renovate your dream home, turning your contributions into a tangible asset that appreciates over time.
5. Guaranteed Security and Transparency
Pag-IBIG is government-backed, ensuring your savings are secure. Its programs are transparent, and members receive annual statements showing their contribution history and dividends earned, allowing you to track your growth.
Start saving with Pag-IBIG today! Whether it’s for a home, retirement, or emergency fund, these programs provide flexible, reliable options for building a brighter future.
Ivie Yiyue